Terms of Service

Please read these terms carefully before using our EMI Calculator services

Note: By accessing or using our website and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not use our services.

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of The EMI Calculator website ("Service") operated by us. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.

2. Description of Service

The EMI Calculator provides:

  • Financial calculation tools (EMI, SIP, FD, etc.)
  • Educational content about loans and financial planning
  • General financial information and resources

Disclaimer: Our tools provide estimates only and should not be considered financial advice.

3. User Responsibilities

When using our Service, you agree to:

  1. Use the Service only for lawful purposes
  2. Provide accurate information when using our calculators
  3. Not attempt to disrupt or interfere with the Service
  4. Not use the Service for any fraudulent or misleading purposes
  5. Comply with all applicable laws and regulations

4. Intellectual Property

The Service and its original content, features, and functionality are owned by The EMI Calculator and are protected by international copyright, trademark, and other intellectual property laws.

You may not:

  • Copy, modify, or create derivative works of our content
  • Use our trademarks without written permission
  • Reverse engineer or attempt to extract source code

5. Limitations of Liability

To the maximum extent permitted by law, The EMI Calculator shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Any errors or inaccuracies in calculation results
  • Any financial decisions made based on our tools or content
  • Any interruption or cessation of the Service

Our tools provide estimates only, and actual loan terms may vary with financial institutions.

6. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content or practices of any third-party sites.

7. Termination

We may terminate or suspend access to our Service immediately, without prior notice, for any breach of these Terms. All provisions of these Terms which should survive termination shall survive.

8. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes through our website. Your continued use of the Service constitutes acceptance of the modified Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

10. Contact Information

For any questions about these Terms, please contact us:

Email: financewisdom851@gmail.com

Last Updated: Jul 12, 2025